Influences
A reflection on the people, ideas, and experiences that shape my financial thinking and decision-making over time.
Read on SubstackPurpose & Pennies
Financial decisions with clarity, purpose, and perspective.
Purpose & Pennies is the educational platform of Purpose Capital LLC. Through essays, commentary, and practical financial insights, the publication explores investing, behavior, retirement planning, and the real-life decisions that shape long-term financial well-being.
The goal is not to predict markets or promote financial products. Instead, Purpose & Pennies focuses on helping readers think more clearly about money, risk, goals, and the relationship between wealth and purpose.
Recent articles include a category to provide readers with an expectation of the depth of each article:
- Essential: Core concepts and foundations. Perfect for new investors or as a quick refresher.
- Investor: Strategic analysis. Exploring how different financial concepts and strategies interact.
- Specialist: Deep dives. Technical data, advanced strategies, and nuanced trends for experienced readers.
Featured Articles
Debt
A direct commentary on debt in the U.S. and strategies for addressing personal debt.
Read on SubstackIntroducing Purpose Capital LLC
The story behind the creation of Purpose Capital LLC and the motivation for building an independent fiduciary advisory firm focused on education, transparency, and long-term stewardship.
Read on SubstackWhat Readers Can Expect
Topics may include:
- Investment principles and portfolio behavior
- Retirement planning concepts
- Financial decision-making frameworks
- Behavioral finance and investor psychology
- Long-term wealth stewardship
- Commentary on financial topics and trends
- Educational explainers for DIY investors
The publication emphasizes clarity over complexity and education over prediction.
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Purpose & Pennies is available on Substack.
Follow along for future essays, educational content, and reflections on investing, financial planning, and purposeful wealth building.
Educational Disclosure
Purpose & Pennies is an educational publication produced by Purpose Capital LLC. Content is provided for informational and educational purposes only and should not be construed as personalized investment advice or a recommendation to buy or sell any security.