Fiduciary financial guidance
Our services are structured around the scope of each client's needs. Some clients determine that their financial situation requires a comprehensive review, while others have a specific financial question, decision, or objective they want to address.
Advisory services
Comprehensive Financial Planning evaluates the client's overall financial position and considers recommendations together as an integrated plan. It requires a broad understanding of the client's circumstances, goals, resources, and obligations.
Focused Financial Planning provides advice about a specific financial question, decision, or objective. The information, analysis, and recommendations are limited to the agreed scope rather than extending to unrelated areas of the client's financial life.
Plan Reviews follow a Comprehensive Financial Plan or Focused Financial Planning engagement. Their timing and scope are agreed upon based on the client's needs and the original engagement.
Client process
Comprehensive Financial Planning and Focused Financial Planning use the same general process. The appropriate scope is determined through the engagement process.
Needs, expectations & fit
Goals, information & scope
Analysis, recommendations & next steps
Specific services, responsibilities, fees, and review arrangements are documented in the applicable Client Advisory Agreement.
Fee clarity
Fees vary based on the scope and complexity of the services provided. The applicable scope and fee are established before an advisory engagement begins and documented in the Client Advisory Agreement. Additional information about fees is available in the firm's Form ADV Part 2A Brochure.
Education
Financial education is an important part of Purpose Capital's mission. These resources are designed to improve financial understanding and encourage informed decision-making but do not provide individualized financial advice.
Purpose & Pennies: Path to Financial Freedom makes investing, financial planning, investor behavior, and long-term decision-making understandable and useful for a general audience—without hype, speculation, or market-timing commentary.
Purpose Capital may provide general educational seminars and workshops for organizations, community groups, conferences, and other audiences. Topics may include financial planning, investing fundamentals, retirement concepts, investor behavior, financial organization, and subjects explored through Purpose & Pennies. These group programs are not individualized advisory services.